Before AO. Joined AO.
Used the system.

I started my working career in the labor/blue-collar industry. I found out very young that if you wanted to make good money, you just had to do the hardest, most dangerous jobs that no one else was willing to do. This mindset led me to earning six figures at a very young age. After doing this for several years between commercial fishing, coal mining, and the oilfield, I knew there had to be a better way to make money.

I came to the insurance industry in 2021. I started in the life insurance industry and realized that I had just created a job for myself instead of a business, and I was actually less happy than when I was in the oilfield. Shortly after, I came over to USA Benefits Group. This was the best decision I’ve ever made in my life. This opportunity has allowed me to retire my wife, who is a registered nurse. We now homeschool our kids, which means I get to spend each and every day with my family. If I could change one thing, I wish I could’ve found USA Benefits Group sooner.

Projecting to hit a 6-figure income in less than 2 years in an industry I had no prior experience with was something I truly did not expect when I joined USABG and AO Financial at the tail end of 2024. I knew my life needed a change and I’m so thankful I took the leap of faith.

The most valuable aspect of joining AO Financial is the incredible leadership and support that helped me get where I’m at today. My wife and I have full control of our time again and there is no better feeling than not having to submit a PTO request if we want to travel and see friends/family. Take the plunge! The water is great!

I tend to see business through the lens of partnerships, and AO and USABG have proven to be reliable, impactful, high-integrity partners who genuinely work hard to empower their agents.

What I’ve valued most is having the independence to build my business around what actually fits my clients, while still having the resources, relationships, experience, and support of a larger organization.

Over the years, that foundation has helped me expand well beyond simply selling insurance and build a broader advisory business without compromising the integrity and client-first approach that matters to me

AO has hands down been one of the most progressive teams I’ve been a part of. They’re constantly evolving, staying ahead of the ball, and keeping up with what’s actually working in the industry. Between the tools, leads, training, information, and support, you really have everything you need to be successful. And having a team with actual camaraderie, where people genuinely work together and have each other’s backs, is a complete game changer. It’s an environment where an agent can really thrive!

Working with AO and USABG has given me the support and resources to build Goodly Agency into a growing independent agency with nationwide reach.

I’m extremely family-oriented, and when my son was born, this career allowed me to take five months off, be fully present with my family, and still receive the renewal income I had worked to build.

To me, that is true freedom and one of the greatest testaments to what you can build with AO.

I partnered with AO Financial over 6 months ago, bringing 6 plus years of experience with me. Since then my business has exploded and I am a lot happier, but more importantly I feel that what Mike has created is an ideal home for agents to grow, learn and thrive.

With partners like USA Benefits Group, AO Financial is leading the way in private health insurance sales and I am honored to be a part of it!

When I started in insurance, I believed long-term commitment was the key to financial success. Partnering with AO and USABG became the ultimate catalyst, accelerating my trajectory and showing me the true value of this business: time.

Today, I build my own schedule, provide for my family, and enjoy quality time with my wife and kids.

I’ve been with AO for 2.5 years, and the support, resources, and positive, no-pressure environment have helped me build a six-figure income (part-time) while still enjoying the freedom to live life on my terms.

Where else can you build this kind of income and know that you hold the keys to wherever you want to go…at your own pace?

I’ve been incredibly impressed with how this AO Team has supported me with sales and helped me navigate the process with confidence.

Their professionalism, responsiveness, and genuine commitment to helping me succeed have made a real difference in my experience.